The Detailed Project Report (DPR) is specifically designed for banks, financial institutions, and government agencies to help secure funding for various projects, whether industrial, commercial, or non-commercial.

CMA report is also known as credit Monitoring Analysis or Arrangement report. It is a report showing the projected and the past performance of a business in a financial terms.

Provisional figures refer to temporary or preliminary data that is released before being finalized. These numbers provide an early indication of actual performance or outcomes but are subject to revisions once complete and verified information becomes available. For example, governments or organizations may publish provisional economic indicators, such as GDP or employment statistics, to give stakeholders timely insights while awaiting confirmed results.

A cash budget is one of the most important tools of short-term financial planning, as it provides a detailed forecast of an organization's expected cash position over a defined period such as a month, quarter, or year. It focuses specifically on the inflow and outflow of cash, unlike other budgets that may include non-cash items such as depreciation or accruals.

The Debt Service Coverage Ratio (DSCR) and the Interest Service Coverage Ratio (ISCR) are two important financial metrics used by lenders and investors to assess a borrower's ability to repay loans. DSCR measures how comfortably a borrower can cover total debt obligations, including both interest and principal repayments, using available cash flow. A higher DSCR indicates stronger repayment capacity.

A Cash Flow Statement is a key financial statement that shows the movement of cash and cash equivalents in a business during a specific period. It records how cash is generated and used in operating, investing, and financing activities. Unlike the income statement, which is based on accrual accounting, the cash flow statement focuses only on actual cash transactions, making it a reliable tool for assessing liquidity and short-term financial health. It helps stakeholders understand whether a company has enough cash to meet obligations, reinvest in the business, and distribute dividends.

A Funds Flow Statement is a financial report that shows the movement of funds within a business during a specific period. It explains how funds were generated and how they were used, highlighting changes in working capital.

Ratio Analysis is a financial tool used to evaluate the performance and financial health of a business by examining the relationship between different items in its financial statements. It helps in understanding profitability, liquidity, efficiency, and solvency by converting raw financial data into meaningful ratios.

A Loan Repayment Schedule is a detailed plan that outlines how a borrower will repay a loan over a specific period. It includes the amount of each installment, the due dates, and a breakdown of principal and interest components. This schedule provides transparency to both lenders and borrowers, ensuring clarity on repayment obligations and helping in effective financial planning.

Maximum Permissible Bank Finance (MPBF) is a method introduced by the Reserve Bank of India (RBI) based on the recommendations of the Tandon Committee. It is used by banks to determine the maximum amount of working capital finance that can be sanctioned to a borrower. The concept ensures that borrowers maintain a proper margin of their own funds in current assets and do not depend entirely on bank finance.